Monthly Archives: August 2008

Australian Home Loan and Real Estate Tips

Australian Home Loan, mortgage, mortgage broker, mortgage checker, risk management and Real Estate Tips Most Internet information on home loans, mortgages and real estate in Australia is presented by major banks, other lenders and realtors who are naturally biased in … Continue reading

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Should You Consider Debt Consolidation Refinance?

Debt Consolidation refinance of your mortgage can lower your monthly loan repayments and reduce mortgage stress for borrowers with multiple loans. Mortgage stress in Australia has highlighted the need for Aussie home borrowers to consolidate their mortgage, credit card debt, … Continue reading

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Prudent Strategy for First Time Property Investors.

The rent paid on time and no hassles with finding tenants? Having a Soldier, Sailor or Fighter Pilot as a tenant and having the Australian Government paying off your mortgage via rent, sound too good to be true? If you … Continue reading

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Late with a home loan or mortgage payment?

Even one late payment or a small blemish on your credit record can make getting or refinancing a home loan mortgage difficult. So where do you go for help? Your Bank? Maybe, but their representatives are usually looking for the … Continue reading

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Risk management for Mortgage holders.

Mortgage holders need an up to date Will. Ever heard of the term “died intestate”? Roughly it means dying without a valid will. The consequence is that your estate including any property you own, will be divided according to the … Continue reading

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Glossary of Home Loan, Mortgage and Property Finance terms

Glossary of Home Loan, Mortgage and Finance terms. A account balance – The amount of money you have in your account. annual fee – The amount charged by the lender each year to cover the administration costs of the loan. … Continue reading

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Mortgage Brokers?

Questions to ask when selecting a Mortgage Broker Do they belong to a reputable professional mortgage industry body or association? If yes, does the mortgage industry body have a dispute resolution system in place? What are the Mortgage Brokers qualifications? … Continue reading

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Refinancing A Home Loan

Have your financial circumstances changed? Suffering Mortgage Stress? Are you simply not happy with your current home loan? Maybe it’s changing priorities in life, starting a family, a new car, school fees, consolidating credit card debts or simply looking for … Continue reading

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Risk Management For Home Loan Mortgage Holders.

So you have, or are about to sack the land lord. One of the most important aspects of a persons well being is taking care of their financial affairs. There have been numerous studies that have indicated that poor physical … Continue reading

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Property Investment Wealth By Numbers?

More properties = more wealth? Even in this new world of responsible lending by Major Banks and other mortgage lending institutions, building wealth through property is still king. But only if your numbers stack up. 10% home loan mortgage rates … Continue reading

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