Tag Archives: refinance home loan

Mortgage Lenders Biased Against People With Children

Mortgage lenders believe that if you have children you are more likely to default on your home loan repayments. Following the new responsible lending rules that came into effect on January 1 2011, banks and other mortgage lenders have slashed … Continue reading

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Are House Prices Going To Fall?

With 70% of all housing stock in the hands of owner occupiers and home loan interest rates moving in the right direction, I seriously doubt it. Home owners will generally do what ever it takes to keep their home, so … Continue reading

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Refinance A Home Loan

So what is refinancing? Refinancing is actually the closing out of a mortgage and then financing your home with a new loan. Before refinancing can be considered an investigation and comparison of available loan types needs to be carried out. … Continue reading

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What is an Equity Finance Mortgage?

Essentially an Equity Finance Mortgage it is a home loan offering for owner occupiers only, where you joint venture with your lender. Your lender takes a stake in your property in lieu of regular monthly repayments or interest during the … Continue reading

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