Category Archives: First Home Owners Grant

No Deposit Home Loans

Is there a need for No Deposit Home Loans? The cost of just living and paying rent has made it even more difficult for young people to save for a deposit on their own home. The worldwide financial meltdown has … Continue reading

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Rental Property Alert

In the tight financial times ahead, rental property owners may be tempted to be charitable toward family members. The Tax Office is very clear on this and I quote the ATO web site: “Non-commercial rental If you let a property … Continue reading

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Home Loan Rates To Rise

Where there’s smoke there is usually a little flame. The Assistant Governor of the Reserve Bank yesterday fanned these flames by complimenting home loan lenders on their increased levels of loan application scrutiny. He particularly lauded Westpac and Commonwealth Bank … Continue reading

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Get Pre-Approval For Home Loan

If you are considering an investment property real-estate purchase between now and Christmas, it will be imperative that you get some sort of pre-approval from your lender. Better still ask a competent mortgage broker to secure you pre-approval. In writing! … Continue reading

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Is it time for a comprehensive analysis of your current home loan?

Yes, It is time for a comprehensive analysis of your current home loan? It seems all the major lenders are tinkering with their home loan offerings. They are playing their cards pretty close to their chest, but you can be … Continue reading

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Pay A Home Loan Out Early

Are Loan Break Costs Deductible? Are you thinking of selling your rental property to take advantage of the first home owner property bubble? Do you have a fixed rate loan? If you are going to break a fixed interest loan … Continue reading

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Home Loan Rate Cut In June 09

Can we expect another cut in official interest rates in June 2009? Or has the Australian economy hit its bottom. These vext questions will only be answered in the fullness of time. But, Australia’s major lenders have raised their fixed … Continue reading

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First Home Buyers Should Not Panic

Although the First Home Owners Grant Boost has only been extended for a short time, the original grant will continuing to give first home buyers a leg up past December 31 2009. The boost was a top up of the … Continue reading

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First Home Owner Boost Gets Extended

Good news for you first home buyers busily saving for your first home. You now have an extra six months to take advantage of the Rudd governments $7000 or $14000 boost. It seems all the original criteria remain the same, … Continue reading

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Mortgage Rates To Drop Further

The signs are right for a further drop in the variable home loan rates. My information is that one of the big four Australian Banks may be about to break ranks and cut their variable home loan interest rate dramatically. … Continue reading

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