Category Archives: low doc

LVR and Lenders Mortgage Insurance

If the amount you need to borrow to purchase your new home or rental property gives you a Loan Valuation Ratio, LVR, of more than 80%. (65% for some low doc mortgage loans) Your lender will almost certainly compel you … Continue reading

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Low Doc Mortgage for Debt Consolidation?

Low Doc Home Loan/Mortgage for Debt Consolidation? The credit turmoil has lead to some radical changes in the way home loan lenders assess home loan applications. Lo doc loans have come under greater scutiny, but what are they and what … Continue reading

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The Home Loan Process Explained

The steps set out below explain the home loan process, from enquiry to settlement: Enquiry stage There is an extensive range of home loans on offer. Your best bet is to arrange a meeting with a reputable mortgage broker. They … Continue reading

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Ready to buy or refinance a home or investment property

A home loan mortgage finance application can be tricky, so it is important that you have all your personal and financial information ready before you meet with your mortgage broker. Personal Information: The first thing you need to do is … Continue reading

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