Category Archives: refinance

Savings and Loans Terms

Common terms relating to Savings and Loans mortgages There are many words that are specific to home buyers, sellers and lenders. This list explains words you will hear or read when looking into home ownership and home loans with Savings … Continue reading

Posted in Australian Home Loans, refinance, understanding mortgage loan documents | Tagged , , | Comments Off on Savings and Loans Terms

Refinance to Reduce Your Mortgage Payment

Refinance to Reduce Your Mortgage Payment If you are struggling to meet your monthly mortgage payment, you might consider applying for a home loan refinance quote. Refinancing your mortgage for a longer period can considerably lower your monthly mortgage payment. … Continue reading

Posted in Australian Home Loans, refinance, refinance home loan | Tagged , | Comments Off on Refinance to Reduce Your Mortgage Payment

Home Loan Rate Cut In June 09

Can we expect another cut in official interest rates in June 2009? Or has the Australian economy hit its bottom. These vext questions will only be answered in the fullness of time. But, Australia’s major lenders have raised their fixed … Continue reading

Posted in Australian Home Loans, First Home Owners Grant Boost, mortgage refinance, refinance | Tagged , , , , | Comments Off on Home Loan Rate Cut In June 09

Competition Hots Up In Home Loan Finance Market

It is time to take a closer look at your home loan. Yes it is time to put your loan through its paces and compare it to other home loan contenders. You might find that you can save your self … Continue reading

Posted in Australian Home Loans, First Home Owners Grant, Mortgage Broker, refinance, refinance home loan, reputable mortgage broker | Tagged , , , | Comments Off on Competition Hots Up In Home Loan Finance Market

Mortgage Stress Relief For Some!

Variable rate home loan borrowers are rejoicing the recent rate cuts, but fixed rate home loan borrowers may need a new plan. The Housing Industry Association (HIA), Australia’s peak housing construction body reports that home loan borrowers with a $250,000 … Continue reading

Posted in Australian Home Loans, Historical Rates, mortgage refinance, mortgage stress, refinance | Tagged , , , | Comments Off on Mortgage Stress Relief For Some!

Are House Prices Going To Fall?

With 70% of all housing stock in the hands of owner occupiers and home loan interest rates moving in the right direction, I seriously doubt it. Home owners will generally do what ever it takes to keep their home, so … Continue reading

Posted in interest only home loans, mortgage refinance, refinance, refinance home loan | Tagged , , , | Comments Off on Are House Prices Going To Fall?

Refinance My Home Loan For A Better Rate

I am about to jump ship and refinance my line of credit. I use my line of credit as the base loan for my property investments. I leverage the equity in my home to grow my wealth in property. I … Continue reading

Posted in Australian Interest Rates, Mortgage Broker, mortgage refinance, refinance, refinance home loan | Tagged , , , | Comments Off on Refinance My Home Loan For A Better Rate

Interest Only Home Loan Survey

For you current and potential investment property borrowers I have put together a short survey of the one year fixed rate offerings from the major lenders. I am not suggesting this is the best type of loan in these uncertain … Continue reading

Posted in Australian Home Loans, Historical Rates, interest only home loans, major lenders, refinance | Tagged , , , | Comments Off on Interest Only Home Loan Survey

Refinance A Home Loan

So what is refinancing? Refinancing is actually the closing out of a mortgage and then financing your home with a new loan. Before refinancing can be considered an investigation and comparison of available loan types needs to be carried out. … Continue reading

Posted in consolidation home loan, mortgage refinance, refinance, refinance home loan | Tagged , , , , | Comments Off on Refinance A Home Loan

What is an Equity Finance Mortgage?

Essentially an Equity Finance Mortgage it is a home loan offering for owner occupiers only, where you joint venture with your lender. Your lender takes a stake in your property in lieu of regular monthly repayments or interest during the … Continue reading

Posted in equity finance mortgage, mortgage refinance, refinance, refinance home loan | Tagged , , | Comments Off on What is an Equity Finance Mortgage?